If you’re looking to optimize your credit cards, applying for Flex is a better option than just switching over from your old Freedom card.
Is Chase Freedom Flex good for beginners?
The Chase Freedom Flex is a great all-around card for beginners and fans of cash back. It’s easier to be approved for than many top-tier cards from Chase and Amex, and it offers a great array of benefits for a no-annual-fee card.
Which card is better Chase Freedom or Flex?
The Chase Freedom Unlimited® allows users to Earn 5% cash back on travel purchased through Chase, 3% on dining and drugstores, and 1.5% on all other purchases. On the other hand, if you prefer to maximize rewards on your spending, the new Chase Freedom Flex℠ is a better choice.
How hard is it to get Chase Freedom Flex?
Chase Freedom Flex credit score requirement is 700 or higher for good approval odds, considering that applicants generally need good credit at a minimum. If you’re not sure whether your credit is good enough for Freedom Flex, you can check your latest credit score for free on WalletHub.
How do I activate Freedom Flex?
You can activate your Chase Freedom Flex either by logging in to the Chase’s verification page, or by calling customer service at (800) 432-3117.
Is Chase Freedom card being discontinued?
The Chase Freedom credit card is no longer open to new applicants, which may make you wonder what happens to your card. Current Freedom cardholders can continue to use their cards without any changes, but you can also request a product change to another Chase card.
Is unlimited flex better than freedom?
The Chase Freedom Unlimited® is the better choice if you want a card with simpler terms. Say the Chase Freedom Flex℠ is paying 5% back on purchases at Amazon.com. If you don’t normally shop there, you might feel compelled to change your habits — and potentially spend more — to get the extra rewards.
Can you keep a chase freedom flex card?
Yes. You can keep any Chase Freedom cards you currently have and also have one Freedom Flex card. This would allow you to get the rotating 5X quarterly bonus categories on more than $1,500 in quarterly spend ($1,500 per Freedom + $1,500 on the Freedom Flex).
How do I maximize my freedom flex rewards?
The first step to maximizing your bonus category rewards is keeping up with the Freedom Flex rewards calendarwhich means knowing which Chase categories are eligible to earn the bonus cash back. There are new categories every quarter, and Chase announces these categories shortly before the quarter begins.
What are the bonus categories for freedom flex?
Freedom Flex 2021 cash back bonus calendar 2020 categories 2021 categories Q1: Jan. – March Gas stations Internet, cable and phone s Q2: April – June Grocery stores (not including Target or Q3: July – Sept. Amazon.com Whole Foods Market Q4: Oct, – Dec. Walmart and PayPal
What’s the difference between discover cash back and freedom flex?
The Discover it Cash Back also offers rotating bonus categories, and, like the Freedom Flex, you can earn a total of 5 percent cash back on up to $1,500 in bonus category purchases per quarter (then 1 percent, when activated), plus 1 percent cash back on everything else. Unlike Chase, Discover announces its full year of bonus categories in advance.
